Personal Finance

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SavingsSavings
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🏦 How to Pick a Bank Account That Works for You

🏦 How to Pick a Bank Account That Works for You

Traditional vs. digital banks? See what really matters when choosing where to park your money.

Marianne Lim
Marianne Lim
Personal FinancePersonal Finance
💳 The Psychology of Debt: Escaping the Utang Cycle

💳 The Psychology of Debt: Escaping the Utang Cycle

The psychology of debt, the utang cycle, and how to break free without demonizing credit.

Marianne Lim
Marianne Lim
Thought EssaysThought Essays
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🗳️ Personal Finance as Activism. Here's How.

🗳️ Personal Finance as Activism. Here's How.

Your money isn’t neutral. Every peso flows somewhere. Let's talk about financial activism.

Marianne Lim
Marianne Lim
Personal FinancePersonal Finance
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💳 Top 3 Credit Cards Every First-Timer Should Consider

💳 Top 3 Credit Cards Every First-Timer Should Consider

Your first credit card can make or break your finances. Here are 3 beginner-friendly cards in the Philippines worth starting with.

Marianne Lim
Marianne Lim
Books/WisdomBooks/Wisdom
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The Podcast That Quietly Changed How I See Wealth and Money

The Podcast That Quietly Changed How I See Wealth and Money

Naval Ravikant’s podcast changed how I think about wealth, freedom, and leverage. Here are 5 timeless lessons that still guide how I build at 25.

Marianne Lim
Marianne Lim
SavingsSavings
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🧾CMEPA Is Here—And It’s Not the Villain You Think

🧾CMEPA Is Here—And It’s Not the Villain You Think

Learn what CMEPA means for your savings, MP2, mutual funds, and stock investments. New tax rules explained for regular Filipino savers.

Marianne Lim
Marianne Lim
SavingsSavings
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🏖️ How Much Should You Really Save for Retirement?

🏖️ How Much Should You Really Save for Retirement?

How much should you save for retirement? Learn the 25x rule, PH-based saving strategies, and where to invest for future freedom as a young Filipino professiona.

Marianne Lim
Marianne Lim
Personal FinancePersonal Finance
💸 Why You’re Still Broke (Even With a Higher Sweldo) And How to Escape the Lifestyle Inflation Trap

💸 Why You’re Still Broke (Even With a Higher Sweldo) And How to Escape the Lifestyle Inflation Trap

Earning more but still broke? Learn how lifestyle inflation works, how to spot it, and 5 effective ways to fight it as a young Filipino professional.

Marianne Lim
Marianne Lim
SavingsSavings
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🎯 Sweldo with Purpose: How to Set and Hit Your Financial Goals

🎯 Sweldo with Purpose: How to Set and Hit Your Financial Goals

Learn how to set SMART financial goals, build a clear money plan, and choose where to save based on your timeline. Perfect for Filipino yuppies aged 20–30.

Marianne Lim
Marianne Lim
Investment VehiclesInvestment Vehicles
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💳 Buy Now, Panic Later? The Real Deal with BNPL in the Philippines

💳 Buy Now, Panic Later? The Real Deal with BNPL in the Philippines

Curious about Buy Now, Pay Later in the Philippines? Learn the pros, cons, hidden fees, and when it's smart—or risky—to use BNPL apps like Shopee, Lazada, and BillEase.

Marianne Lim
Marianne Lim
SavingsSavings
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Budgeting 101: How to Save Your Sweldo Without Feeling Deprived

Budgeting 101: How to Save Your Sweldo Without Feeling Deprived

Let’s break down the basics of budgeting, a strategy you can actually stick to, and free apps to help you manage every peso.

Marianne Lim
Marianne Lim
Personal FinancePersonal Finance
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Thinking of Getting a Credit Card? Read This First.

Thinking of Getting a Credit Card? Read This First.

Should you get a credit card in your 20s? Learn the pros, cons, shocking truths, and common mistakes young Pinoy professionals need to avoid.

Marianne Lim
Marianne Lim